pradhan mantri awas yojana 

 

The Pradhan Mantri Awas Yojana (PMAY) is a centrally sponsored scheme launched by the Government of India in 2015. The scheme was designed with the aim to provide affordable housing for all by the year 2022. Under the scheme, financial assistance is provided to eligible beneficiaries for the construction or purchase of new houses. The PMAY scheme is implemented in partnership with state and union territory governments. In the state of Odisha, the scheme is being implemented by the Housing and Urban Development Department (HUDD). As of March 2020, over 1.6 lakh houses have been sanctioned under the PMAY scheme in Odisha. In this blog post, we will take a look at the Pradhan Mantri Awas Yojana and its implementation in the state of Odisha. We will also see how the scheme has helped beneficiaries in meeting their housing needs.

What is (PMAY) Pradhan Mantri Awas Yojana?

 

The Pradhan Mantri Awas Yojana (PMAY) is a housing scheme launched by the Government of India in 2015. The scheme aims to provide affordable housing to the economically weaker sections of society by providing financial assistance for the construction or purchase of homes. Under the scheme, families with an annual income of up to Rs 3 lakh are eligible for a subsidy of Rs 2.67 lakh for the construction of a new home. Families with an annual income of up to Rs 6 lakh are eligible for a subsidy of Rs 1.5 lakh for the purchase of an existing home.

How to check your name in pradhan mantri awas yojana's new updated list 2022/23

Objectives of PMAY Odisha

 

The Pradhan Mantri Awas Yojana Odisha is a scheme that was launched by the Government of India in 2015. The objective of the scheme is to provide affordable housing to the people of Odisha. The scheme is open to all the citizens of Odisha who are residing in the state on or before 31st March 2015. The scheme is implemented through the Odisha Housing and Urban Development Department.

Key Features of PMAY Odisha

 

The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) was launched by the Government of India in May 2015 with an aim to provide affordable housing for rural residents. PMAY-G is a flagship program of the Government of India and is being implemented in all states and union territories across the country.

Odisha is one of the states where PMAY-G is being implemented. The key features of PMAY-G Odisha are as follows:

1. Eligibility Criteria: Who Is Eligible for Pradhan Mantri Awas Yojana?

 

To be eligible for PMAY-G benefits, applicants must belong to the economically weaker section (EWS) or lower income group (LIG). They must also not own a pucca house anywhere in India.

Since the Pradhan Mantri Awas Yojana (PMAY) is a Central Government scheme, the eligibility criteria for PMAY Odisha is uniform throughout the country. The following are the key eligibility criteria for availing of the benefits of PMAY:

1. The applicant must be a citizen of India.

2. The applicant's age must be 18 years or above.

3. The applicant's family income must not exceed Rs. 18,000 per month.

4. The applicant must not own a pucca house anywhere in India.

5. The applicant must not have availed of any housing loan from any financial institution earlier.

 

2. Scheme Benefits:

 

Under PMAY-G, families who do not own a pucca house are provided with financial assistance to construct their own houses. The subsidy amount varies from Rs. 1 lakh to Rs. 2.30 lakhs, depending on the category of the beneficiary family.

3. House Sites:

Under PMAY-G, beneficiaries are also provided with house sites measuring up to 60 sq. mts free of cost. The registration and mutation charges for these house sites are also borne by the government under this scheme.

4. Housing Loans:

 

Beneficiaries availing subsidy under PMAY-G can also avail of housing loans from financial

Timeline for PMAY

 

The Pradhan Mantri Awas Yojana (PMAY) was launched by the Prime Minister of India, Narendra Modi, in 2015. The scheme is aimed at providing housing for all by the year 2022.

Under the PMAY scheme, families who do not own a pucca house are eligible for a subsidy of up to Rs 2.67 lakh to construct a new house. In addition, families who own a kutcha house are also eligible for a subsidy of up to Rs 1.50 lakh for upgrading their house.

The timeline for the PMAY scheme is as follows:

 

- December 2015: PMAY launched.

- January 2016: The first list of beneficiaries was released.

- June 2016: The second list of beneficiaries was released.

- September 2016: The third list of beneficiaries was released.

- December 2016: Fourth and final list of beneficiaries released.

Guidelines of (PMAY) Pradhan Mantri Awas Yojana

 

How to Apply for Pradhan Mantri Awas Yojana? How to know whether your application is approved or not

 

Assuming you would like content for a section titled  "How to Apply for Pradhan Mantri Awas Yojana?” the following information could be included:

The Pradhan Mantri Awas Yojana (PMAY) is a flagship program of the Government of India that aims to provide affordable housing for all by the year 2022. The scheme offers financial assistance to eligible beneficiaries for the construction or purchase of a new home.

Here's how you do it:

The first step is to check your eligibility. You can do this by visiting the official website or by giving a call to the helpline. Also, interested individuals can approach any of the Common Service Centers (CSCs) that have been authorized to accept and process applications. Applicants will need to submit certain documents such as proof of identity, income, and residency, among others.

Applicants can apply online also

to download the application form. The application form is available in both English and Hindi, so choose the language that you're most comfortable with.

Now fill out the form carefully, making sure that all the information is correct. You'll need to provide your name, address, contact number, and other details.

 

Once the application is submitted, it will be verified by staff at the CSC and then forwarded to the concerned department for further processing. Eligible beneficiaries will then be able to avail of the benefits under the PMAY scheme.

here are some screenshots which guide you on how to check whether your PMAY   application is approved or not.

Watch this video


Click on this PMAY official website link:-Pradhan Mantri awas yojana


FAQs About Pradhan Mantri Awas Yojana

 

You can check the list  by clicking on the official website link. Or following the instructions given in this video to check your application status

So are you interested in Pradhan Mantri Awas Yojana Odisha? it's a great scheme that's helping a lot of people get their own homes. Here are some of the most common questions we hear about the scheme:

1. Who is eligible for Pradhan Mantri Awas Yojana?

2. How do I apply for Pradhan Mantri Awas Yojana?

3. What are the benefits of Pradhan Mantri Awas Yojana?

4. Are there any restrictions on Pradhan Mantri Awas Yojana?

ans=

5. How do I know if my application for Pradhan Mantri Awas Yojana has been accepted?

6. What happens if I don't have enough money to repay the loan I've taken for my home under Pradhan Mantri Awas Yojana?

7. Can I transfer my Pradhan Mantri Awas Yojana Odisha loan to another person?

ans= No

8. What is the interest rate on loans taken under Pradhan Mantri Awas Yojana?

9. Can I avail of a subsidy under Pradhan Mantri Awas Yojana if I already own a home?

10. Where can I find more information about Pradhan Mantri Awas Yojana?

 

Conclusion

 

The Pradhan Mantri Awas Yojana is a great scheme that has helped many people in the state to get access to affordable housing. The scheme has been very successful and has helped many people to own their own homes. If you are looking for an affordable housing option, then this might be the right scheme for you.